Business Relationship Officer Job at New Edge Associates a Talent Acquisition Firm, Broward County, FL

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  • New Edge Associates a Talent Acquisition Firm
  • Broward County, FL

Job Description

The Business Relationship Officer supports the growth and management of the Bank’s commercial loan portfolio, which includes commercial real estate, multifamily, and other business-purpose loans. This role focuses on relationship development, loan origination, underwriting support, and portfolio management. The officer works closely with clients to meet their lending needs while cross-selling the Bank’s full suite of financial products and services.

Responsibilities:

  • Originate and manage approved types of commercial loans, ensuring compliance with Bank policies and procedures.
  • Develop strong relationships with existing and prospective business clients; assess financial needs and recommend appropriate lending and banking solutions.
  • Evaluate commercial loan requests through initial underwriting, cash flow analysis, and collateral review.
  • Prepare or assist in credit presentations and Greenlight Memos, ensuring accurate credit and collateral analysis.
  • Coordinate loan processing activities and support closing by working closely with processors, underwriters, and legal counsel.
  • Maintain communication with clients throughout the loan process to address questions and resolve documentation or underwriting issues.
  • Ensure compliance with banking regulations and internal lending policies, including HMDA, ECOA, OFAC, and Fair Lending guidelines.
  • Monitor loan performance and participate in annual loan reviews, audits, or examinations as needed.
  • Participate in loan restructures, renewals, assumptions, and modifications when appropriate.
  • Proactively cross-sell treasury services, depository accounts, and other bank products to deepen client relationships.

Minimum Requirements:

  • Bachelor’s degree in Business, Finance, or a related field preferred.
  • Minimum of 3 years of experience in commercial lending or relationship banking.
  • Strong knowledge of credit analysis, financial statement review, and real estate collateral.
  • Excellent interpersonal and communication skills, with a client-focused approach.
  • Proficient in Microsoft Office and banking/lending platforms.

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